California no fee home loan purchasing mortgages and home purchase loans
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California No Fee 100% LTV Rates with No Costs 80% + 20% HELOC RATES
Loan Program
Loan Amount
Loan Fees
FICO
CLTV
Rate
Equity Loan
(prime based)
$75K - $200K
0 Fees
700
85%
9.25
Equity Loan
(prime based)
$75K - $200K
0 Fees
700
85%
9.5%
Stated Income
(prime based)
$75K - $200K
0 Fees
700
85%
9.25

Rates are subject to change without notice. There are many different types of home equity line of credit loan programs. To get a rate quote please call 888-360-3337 or complete HELOC Rate Quote Form.

APPLY NOW! | HELOC Rate Quote



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HELOC 0 Fee Mortgages CALL: 1-888-360-3337 Apply HELOC 0 Fee Mortgages

Home Equity Line Of Credit (HELOC)
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About HELOC
Compare our HELOC Rates/programs with our competitors and give us a chance to beat the lowest rates that you find anywhere!

A home equity line for credit is an open-ended loan/mortgage that is backed by the portion of the home’s value that the borrower owns outright. HELOC is a type of equity loan that works like a credit card. It has a credit limit and a revolving balance. Leveraging the equity in your home can be a wise financial move, especially when interest rates are low. For some homeowners, the liquidity offers new opportunities for investing, while for others paying off high-interest debt saves thousands of dollars in interest and on taxes. Every one’s situation is different; please consult with your tax and financial advisor.

Home Equity Line Of Credit (HELOC) is a flexible way to cover major purchases or expenses and /or consolidate high interest depts. (Credit card) into one tax-deductible low home loan. Get a HELOC from us with zero fees. We pay all your non-recurring closing costs. The interest rate you are offered depends on your FICO score and the loan to value ratio (CLTV).

What does 0 Fee Mortgages mean?
- No Points - 0 Fees - No Application Fee
- No Brokers Fees - Free Appraisal - No Closing Cost

Use of Home Equity Loans for:

  • Finance down payment when purchasing a new property.
    Ability to purchase a property with minimum down payment.
  • Cash out Refinance
  • Consolidate higher rate credit cards into one home loan (Mortgage).
  • Home improvement
  • Tuition and other major expenses
  • Auto purchase
  • Used for emergencies (job loss, Health bills, and other unexpected expenses)


Our Home Equity Line of Credit Mortgage Features

  • 100% CLTV mortgage for purchase or Refinance
  • HELOC available for 2 nd Home.
  • No prepayment Penalty option
  • Only $20 Annual Fee
  • No Fees to subordinate
  • HELOC Rate = Prime rate +.25%
  • Fixed rate Partition available
  • Stated income loans available
Note: Most HELOC loans are interest only and are not amortized. Balloon payments are very common to second mortgages.

What information do I need to apply for a mortgage loan?
Please call us at 888-Do0-Fees (360-3337), contact us, or complete the HELOC Rate Request form.

To apply for a HELOC loan please complete free secured online loan application.
Additional Resources: FAQ | CONTACT US