To assist us in quick approval and the closing
of your loan request, the following information is required at time of submission of your loan application.
INCOME
____ The most current pay-stubs to cover one month of income.
____ Last two years W2’s .
____ Last two years of personal tax return if you are self employed or own
more than one property.
LIABILITIES
___ Existing real estate loan information: mortgage statement.
___ Auto loan statement.
___ Other installment loan statements.
ASSETS
___ Three months of bank statements (checking and/or savings).
___ 401K statement.
___ Investment property: include copies of rental agreements.
CREDIT REPORT*
___ $50 for credit report; make check payable to Mortgage Data Bank.
APPRAISAL REPORT*
___ $300 for the appraisal report; COD
OTHER
___ Copy of homeowner’s insurance policy.
___ If divorced include copy of divorce decree and property settlement agreement.
CONDO/TOWNHOUSE/PUD
___ HOA: name, address, and telephone number.
___ Copy of fidelity bond insurance policy, copy of CCR’s, By Laws, Articles
of Incorporation, copy of budget and balance sheet.
* All fees refundable for loans with no out of pocket expense.
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 download:
Items Needed
Pkg (doc)
Items Needed
Pkg (pdf) |
